All major U.S. sportsbooks offer NCAA football money lines. However, not every NCAA football game will have a money line.
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In some games, the sportsbook may deem the point spread too high to warrant listing on their betting board.
In many instances, higher point-spread betting lines receive primarily one-way action on the favorite, especially since books will often limit the takeback on the underdog to prevent sharp players from taking advantage of the books' necessity to raise the money line, or even the point-spread to account for all the of the public's money on the favorite.
Multi-team parlays with exclusively money line favorites
In addition, many casual players play multi-team parlays with exclusively money line favorites, often creating more one-way action for the book.
Sportsbooks also will limit early action on the money line of a particular NCAA football game, often not listing the money line until a day or two before the date the game is to be played.
In general, NCAA football gambling lines are thought to have more equity for the bettor when the sportsbooks' margin is small.
For example, when a sportsbook lists a favorite of -120, often the takeback on the underdog will be +100 (even), while a much stronger favorite might be listed at -500 with the takeback on the underdog listed at +400 (4-to-1) or less.