In the US, only a handful of states allow legalized casino gambling online for real money. As long as you are a US bank account holder resident in that state, you can make a deposit using a wire transfer or ACH transfer of your funds.
ACH (Automated Clearing House) is an e-payment processing system that allows quick deposits and withdrawals via the player’s checking account. In some cases, you will only be allowed to use an ACH withdrawal if you used the same method to deposit with.
There are catches with a wire transfer or ACH payment. There are sometimes higher minimum cash out limits than with an e-wallet or credit card. The process can take 5-7 business days as well, a lot longer than a PayPal or NETELLER withdrawal. However, in most cases, you can make an online casino funds transfer of around $50 from your bank account.
Only a handful of banks will accept online casino transfers in 2019. All legal casinos are different, so it’s worth checking the Cashier pages carefully before signing up.
At Golden Nugget, for instance, players with checking accounts at Bank of America, Chase, Regions, U.S. Bank, BB&T, Capital One 360, HSBC Bank USA, New York Community Bank, PNC, Santander (Sovereign) Bank, or SunTrust can transfer funds.
So, what if your bank won’t accept the transfer? Luckily, there are plenty of alternative methods. Some credit card companies like VISA and MasterCard will now process deposits to online casinos. Credit card firms may treat casino transactions as cash advances, so be prepared for any fees that may apply.
Alternatively, an e-Wallet like PayPal or NETELLER can be used to transfer funds in and out of your US casino account easily. It’s anonymous, and fees usually only apply when you transfer cash in and out of your e-Wallet. Good online casinos won’t charge a fee.
A money transfer can be a good way to send funds if you are gambling with an offshore site like Ignition Casino or Bovada. For a small fee, casino accounts can be loaded with funds by sending through a third-party transfer firm like MoneyGram or Western Union.